We provide an essential tool for mitigating risk, building capital, and strengthening balance sheets. Our focus is working capital solutions, including securitized and non-securitized transactions.
INVESTMENT BANKING
Structured Finance
Our expertise, flexibility, and scope of capabilities provide innovative solutions in the structured finance marketplace lending for existing or future projects, such as securitization, forfaiting, asset-based lending (ABL), esoteric transactions, and consumer receivables, including credit cards, auto loan, lease transactions, among others.
Swiss Capital works closely with our partner clients to determine the most appropriate financing structure to meet their needs best and to identify the most competitive funding source or investors for each facility. In addition, we work closely with our clients from transaction inception to closing to fund efficiently.
Our Approach
Securitization
Our innovative structures help optimize our clients’ working capital by offering competitive liquidity, the lowest cost of capital, off-balance sheet, credit management & risk mitigation, and expanding the client’s network of funding options.
Securitization is a mechanism to raise capital against portfolios of specific receivables on a non-recourse basis, which is packaged into securities that are then sold to investors. Transactions typically involve a periodic legal true sale of the receivables to an SPV.
Our process spans advising, structuring, and implementing programs to ongoing facility management and reporting. As a result, Swiss Capital makes the company’s trade receivables securitization less complex, more cost-effective, and more efficient.
Our team comprises first-class lawyers, accountants, trust companies, credit rating companies, and loan servicing. We have also built unique business relationships with world-class experts in accounts receivable securitizations for companies in the U.S. and abroad.
Mezzanine Lending
Our creative mezzanine solutions allow our clients to access higher-leverage financing in acquisitions or construction of new projects/properties, recapitalizations, refinancing of debt, buyouts, renovations, asset repositioning, or just for growth.
Mezzanine financing arrangements can provide added flexibility for project developers and property owners when acquiring funds for their projects. The mezzanine debt is not secured by the assets of the company but is instead secured by the stock of the company that owns the project or property.
Swiss Capital originates and provides creative senior and mezzanine loans on various projects, structured transactions, and real estate, including infrastructure, office, industrial, multi-family, healthcare, hospitality, and particular use.
We offer structured financial solutions tailored to the private companies or estate industry with the right strategy for all short-term and long-term financing needs. For example, we may structure financing 75% of a project’s capital needs by combining conventional senior construction and mezzanine capital sources into a single loan.
Accounts Receivables Financing
Swiss Capital structures and provides fast, efficient, tailor-made, and competitive accounts receivables and working capital solutions. We also provide credit enhancement and risk mitigation services suitable for qualified rated private companies with solid financial statements, positive EBITDA, and strong management.
Swiss Capital originates and provides competitive funding and risk mitigation services to companies in all industrial sectors and companies with good financial performance and strong credit management.
We have been experts in structured state-of-the-art accounts receivables facilities for over two decades with strong, established alliances and relationships with the most important network of investors, credit insurance companies, and insurance brokers.
Our network of credit insurance companies provides credit insurance coverage against commercial default of up to 90% of each invoice. The seller assumes the remaining 10% while the buyer receives 100% financing of each invoice.
Leasing & Equipment Financing
Swiss Capital’s unique approach allows our clients to fulfill all capital investment needs through a customized structure of lease contracts to preserve the working capital needs of the ongoing business.
The principal difference between lease and loan financing is that a funding company purchases the asset a company requires and then leases the equipment for a predetermined period. At the end of the lease period, our client returns the equipment unless negotiated options have been arranged.
Our customers know that leasing is much more than just a form of financing. Instead, it is a strategy for gaining various vital benefits to manage the entire equipment business cycle, eliminating residual value and asset disposal risk.
Leasing with us, our clients have control over the cash flow and lines of credit with no down payment, 100% long-term financing, income tax return benefits, and financial ratios & fixed expenses improvements.
Forfaiting
We structure and provide tailor-made forfaiting solutions to importers, exporters, and financial institutions. In addition, as trade specialists, we offer tailor-made forfaiting solutions to help our clients manage their liquidity, hedge counterparty, and country risk.
Forfaiting is the discounting of trade receivables without recourse to our export clients. Forfaiting is a highly effective sales tool and flexible technique that allows exporters to grant attractive credit terms to foreign importers/buyers, improve cash flow, eliminate risk, and give exporters the power to offer their clients financing of up to 100% of the contract amount.
Our corporate clients are export-oriented companies that we support by discounting without recourse the contract value of their foreign trade business. We understand that commercial negotiations are often very fast-moving. Therefore, we aim to provide immediate solutions starting with preliminary feasibility evaluations for discounting or confirming the contract.
Factoring
Cash flow is the lifeblood of all businesses. Turning invoices into cash and invoice factoring gives control of the business cash flow, eliminating the burden of waiting on customer payments. In addition, factoring pays immediate cash for invoices, eliminating the long wait for customer payments.
Factoring is a specialized financing product complementary to more traditional trade service products and vital to the growth and development of small to large businesses. Factoring is the purchase or discount of accounts receivable that allows our clients to turn them into cash flow, improving liquidity without creating a new debt or requiring additional collateral.
Swiss Capital structures tailor-made package solutions designed to secure protection against bad debts up to 100% and financing up to 90% of invoices to improve cash flow, refinance existing debt, pay down payables, and finance the business growth.
Our factoring platform provides full-service solutions, including risk mitigation, domestic and international factoring, purchase order financing, and cash flow management services.